Specializing In
The Art & Science Of Underwriting
The Risk Appraisal Forum was founded as a study group in 1976 by a group of Independent Life Brokerage Agency principals who all specialized in the art and science of impaired risk underwriting. Our mission is to build communication with Home Office Underwriters, Medical Directors and Reinsurers, and to discover advances in medicine and mortality improvements which can be applied within the life insurance underwriting process.

Risk Appraisal Forum Fall 2025:
Charleston, SC October 13th-15th
The 2025 Annual Risk Appraisal Forum Fall Meeting will be held October 13th through the 15th at the beautiful Emeline Hotel in Charleston, South Carolina.
Thank you to all the invited attendees. We look forward to seeing you there!
The Speakers:
This year’s Forum will feature distinguished speakers from MUSC Medical School, bringing valuable insights into risk assessment and underwriting.
More speaker details coming soon! Stay tuned.
(by invitation only)
Special Thanks To Our Recent Speakers




